Payment Options
Ensuring Care Is Accessible and Affordable

Payment Options

At Greater Baltimore Homecare LLC, our goal is to make high-quality homecare services financially accessible to all. Understanding the complexities of financing homecare, we provide a variety of payment options to meet the diverse needs of our clients.

Private Pay
We provide flexible private pay options for our services. Coverage for elder care through private insurance varies, often excluding non-medical and in-home skilled care. We advise reviewing insurance policies thoroughly to ensure optimal coverage.
Insurance
We work with various insurance providers and can assist you in determining what aspects of our services are covered under your plan. Our team is experienced in navigating insurance details and will help streamline the billing process for the services that are covered.
Long Term Care Policy
Long-term care insurance is designed to cover costs that are not typically covered by health insurance, Medicare, or Medicaid. Individuals who require assistance with everyday activities, or expect to need such care in the future, may benefit from these policies.
Maryland Medicaid
For qualifying residents of Maryland, Medicaid can be used to cover many of the costs associated with home health care. We will assist you with understanding eligibility, benefits, and the application process to ensure you receive the care you need.
costs of different types of care

Long Term Care Policy

Policy Coverage: The benefits of long-term care insurance vary depending on the plan. It’s important to understand the services covered by your policy at the time of purchase, especially if you require non-medical services.

When to Purchase: Premiums for long-term care insurance are generally lower when purchased by healthy individuals in their fifties or sixties. Since qualifying for coverage becomes more challenging with age and health issues, it is advisable to plan ahead.